How to Read a Summary of Benefits and Coverage
Posted: February 25, 2022
The Summary of Benefits and Coverage (SBC) was created under the Affordable Care Act. It was designed as a standardized tool to help you better understand what is covered by your health plan or to directly compare different health insurance plans. The following is a guide on how to read a Summary of Benefits and Coverage. General Plan Information At the top of the SBC...
What Determines the Cost of Health Insurance?
Posted: February 10, 2022
Everyone in the U.S. needs health insurance today. When you reach age 65, Medicare provides low-cost health coverage. Below that age, the cost of health insurance can vary, depending on a number of factors. Since the Affordable Care Act (ACA) went into effect, insurance companies are using different factors to determine premiums for health insurance plans. For example, under the ACA, your gender and your...
Can I Change My Health Insurance If I Move?
Posted: January 25, 2022
If you move across town, you may not be able to change your health insurance. If you move out of state, on the other hand, you may be required to change it. Your health insurance may not cross state lines with you. Some plans may terminate when you move to a different state or may not provide coverage in the new state. If you purchased...
Health Insurance Agent vs. Navigator: What’s the Difference?
Posted: January 10, 2022
Shopping for health insurance can be a confusing process. You may need some assistance in choosing the right options, getting the subsidies you are entitled to receive, and enrolling in a health plan. You may be able to get the help you need through either a health insurance agent or a navigator. Although both agents and navigators can help you enroll in a health plan,...
9 Ways to Eat Healthy This Holiday Season
Posted: December 25, 2021
We all know that we should eat healthy food, but when the holidays arrive, all bets are off! The abundant treats associated with the holiday season can come with consequences. Using these tips so you can enjoy the season while watching your weight and staying healthy. Smaller Quantities If you eat generous portions, you will crave more food, and the spiral begins. Eat smaller portions...