Am I Getting Enough Sleep?
Posted: August 22, 2020
The quantity and quality of your sleep play an important role in overall health. We all know what a difference a good night’s sleep can make in energy level and outlook toward life. How do you know when you’re getting enough good quality sleep? You know when you feel well-rested and refreshed. What Happens When You Don’t Get Enough Sleep? If you are like most...
Am I Required To Buy A Company’s Life Insurance Once They Finance An Exam?
Posted: August 22, 2020
Except for guaranteed issue and other no-exam life insurance policies (with higher rates and lower face value), most insurance companies will require an in-person medical exam. A company representative will arrange for a physical exam to be conducted by a licensed healthcare professional selected and contracted by the life insurance company. This does not mean you are under any obligation to purchase life insurance from...
What Makes Restaurant Insurance Different From Other Business Insurance?
Posted: August 19, 2020
No matter how hard you work to ensure everything goes smoothly, problems can and do arise in a restaurant. Restaurant owners have exposure to a wide range of risks that make them vulnerable to liability and financial loss. Restaurant insurance is different from other types of business insurance as it is designed to address the unique risks faced by business owners in the foodservice industry....
Am I Required To Have Homeowners Insurance?
Posted: August 16, 2020
There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...
What Happens To My 401(k) If I Move To A Different Country?
Posted: August 13, 2020
If you are a foreign worker in the U.S., planning to return home, or a U.S. citizen planning to move abroad, you may be wondering what happens to your 401(k) account when you leave the country. In this scenario, you have several different options from which to choose. Leave Your 401(k) In The U.S. When you leave your 401(k) in the U.S., you retain the...